I cannot believe it. The year is over. 2024 is at our doorstep and 2023 is in our rearview mirror. As I was thinking about what to write, I could not help but reflect on the year we are wrapping up.
Here are some of the lessons learned and headlines from my previous newsletters (not in chronological order).
I re-learned how to change a flat tire. It had been more than 20 years since I last changed a flat tire. Wow, have things changed.
My home insurance coverage increased and the rate increased too.
The CA insurance market is on life support. Unfortunately, it is still on life support. Our elected officials are not moving with a sense of urgency to make the necessary changes to fix the insurance system.
Wind driven rain should be covered by your home insurance while ground water is not.
Please expect a questionnaire or a re-inspection from your home insurance companies, as they are trying to reduce the number of policies they have. They are looking for any reason to get rid of customers, especially if you pay your bills late.
I am happy we have weathered the "insurance storm" in 2023 and hopefully, 2024 will be a better year for all of us.
We wish you and your family a joyous holiday season and a fun New Year's celebration.
Thank you for the privilege of serving you.
Elizabeth's Corner
My wife, Elizabeth, is a Mom, an amazing wife and an incredible chef. She trained at the California Culinary Academy in San Francisco. She shares a helpful tip below.
As Aaron promised, he made stuffing this year. I am happy to report, it tasted pretty darn good. For next year, the only change he will make is using whole loafs of bread and cutting them up instead of the store bought stuffing cubes.
With all the parties and holiday cheer happening, sometimes it is easier to run to the store or order out for dinner. This month, we suggest looking online for a new restaurant in your neighborhood. We just stumbled upon an Italian restaurant and it has become our new favorite.
I'll be back next month with a new recipe for you to try.
Happy New Year's!
Until next time, if you have questions, concerns, or need some advice, please call our office 949-484-7500.
