Please welcome Marelle to our team. She comes from a strong customer service background and is learning all things insurance as she prepares for her insurance exam.
Dogs! We Love Them How Are They Covered?
Happy New Year! Where did the first month of 2021 go?
With the new year and still being at home, a lot, you may have picked up a puppy as your new best friend. Did you know dogs are covered under your liability insurance by your home, condo or renters insurance? They are!
As long as they fit into the categories the insurance companies like. For example: if you have a pit bull, rottweiler or wolf mix (to name a few) most companies will not accept these breeds. While we know your dog is awesome and amazing, historically speaking, these dogs have caused a few issues with most insurance companies which is why they are on their "no, no" list (as I call it).
Most insurance companies want to know if you have a pet and what kind. So, if you pick up a new pooch or any other pets/animals, please let your insurance agent know, so your new friend can be covered, just in case they bite someone. And if they do bite someone, the insurance company will typically cover one dog bite, but that is all they will cover. If an incident like that happens, the insurance company may drop you after a dog bite claim or make sure you no longer own the dog in order to maintain coverage. I know that is hard to hear, especially when they are your best friend.
So please, take care of your pooch, train them well and let your insurance agent know you have a dog so you will be covered, just in case something happens.
