With all the continued headlines of the insurance market struggling to stay alive in CA, we have heard from several of our insurance companies about making sure clients pay their bills on time. The insurance companies have stated, if you do not pay your bill on time, they may not reinstate you. Period. There are certain circumstances in which they will reinstate clients who miss paying on time, but, for the most part, they will not.
Our agency receives an update of our clients policies that are renewing on a daily basis. Along with that list, we receive a list of policies that are cancelling. Once we see a policy has cancelled, we do our best to uncover why.
Some of the insurance companies have made it very clear to us that they do not want new clients right now. If you are a current client and you do not pay your bill on time, they do not want you back either. We know this sounds harsh, but in the insurance world, they have so many data points on customers who pay their bills late, they are typically the people who are more inclined to file a claim. There is a correlation here.
The insurance companies are also trying to find ways to reduce their risk and this is another way of doing that. By not paying your bills on time, you are removing yourself from their pool of customers.
We want to encourage you to pay your insurance bills on time, or early, to help avoid any unforeseen headaches.
Elizabeth's Corner
My wife, Elizabeth, is a Mom, an amazing wife and an incredible chef. She trained at the California Culinary Academy in San Francisco. She shares a helpful tip below.
Summer time is a great time of year for good food. Here is a great recipe for Garlic-Brown Sugar Chicken Thighs. This recipe is courtesy of Jason and Allrecipes.
Garlic-Brown Sugar Chicken Thighs
Ingredients:
8 (5 ounce) bone-in, skin-on chicken thighs
salt and ground black pepper to taste
3 tablespoons unsalted butter, divided
4 cloves garlic, minced
¼ cup packed brown sugar
1 tablespoon honey
½ teaspoon dried oregano
¼ teaspoon dried thyme
¼ teaspoon dried basil
Directions:
Gather all ingredients.
Preheat the oven to 400* F (200* C).
Season chicken thighs with salt and pepper.
Melt 2 tablespoons butter in a large oven-proof skillet over medium-high heat. Add chicken, skin-side down, and sear until brown, 2 to 3 minutes per side. Remove chicken to a plate.
Melt remaining 1 tablespoon butter in the skillet, stirring to loosen any browned bits on the bottom. Add garlic; cook and stir until fragrant, about 30 seconds. Stir in brown sugar, honey, oregano, thyme, and basil until well combined. Turn off the heat and return chicken to the skillet, skin-side down.
Roast in the preheated oven until chicken is no longer pink at the bone and the juices run clear, 25-40 minutes. An instant-read thermometer inserted near the bone should read 165* F (74* C).
Drizzle pan sauce over chicken thighs when serving.
Tip: Bone-in chicken thighs take longer to cook than boneless. Be sure to check with an instant-read thermometer to see when yours are done.
Enjoy!
Until next time, if you have questions, concerns, or need some advice, please call our office 949-484-7500.
