Tis' the season for catalytic converters to be stolen. Well, it seems like it has been that type of season for the last few years. If you have not heard, catalytic converters are a hot item to steal from cars. They are virtually untraceable and can be brought to a recycler, who will purchase the part for cold hard cash. Giving the thief some easy money!
Catalytic converters are a pricey item to replace. For California emissions versions, they can be $2000-$4000+. So, when it gets stolen, it is a pretty good chunk of change out of your pocket, or the insurance company’s pocket. Fortunately, car insurance companies should help pay for stolen parts, less your deductible, as long as you have comprehensive coverage included in your auto policy.
And with the weather getting cooler at night, the rats and mice are getting smarter. They look for warm places to sleep, even if it means under the hood of your car or on the engine block. Once the little critters find a cozy place to sleep, they get hungry and start chewing on hoses, brake lines or wires, further damaging your car. This is another item your car insurance should cover you for you, less your deductible. Typically, this "vandalism" would fall under your comprehensive coverage of your auto insurance policy. We know either of these items can be a complete and messy hassle to deal with. As long as you are carrying full coverage (comp and collision), you should have less to worry about this season.
